Get the Best Students Loans in Texas
Ensure A Better Tomorrow with A Quality Education Today!
Who Wouldn’t wish for their child to Gain a quality education? Of Course, it’s the pathway to a bright future. If your finances are your biggest obstacle in your children’s education, we have got you covered on that ground! Our loan experts will assist you with the process of obtaining the best student loans in Texas and enrolling your child in a world-class education system. Our student loan specialist helps with public and private student loans in Texas, debt management, and the repayment process.
Are you a Texas citizen? Apply for the best Student Loan in Texas!
It's Not A Loan But An Investment For A Bright Future!
Make your educational struggle fruitful with the Just right college loan assistance. Lucky Home Loans is a team of dedicated loan experts who will help you access and navigate through student financing programs. Every educational dream is now possible with our loan experts’ assistance. We help you understand the best student loans in Texas, loans for parents of college students, the application process, the level of complicatedness, and the interest rate, along with other pros and cons, to help you choose the most beneficial option for you.
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(Put in your details, loan amount, and repayment period, and get a complete tentative student loan plan for you. Call our agent for personalized loan plans)
Eligibility Criteria for Best Students Loans in Texas
Whether you are looking for private student loans or loans for parents of college students in Texas, the eligibility criteria are as follows:
- Student must be a resident of Texas; if not resident, then must be attending school/ college in Texas.
- To be a US citizen, a foreigner must have a residence permit.
- Age limit of At least 18 years old
- Have a clean credit history
- Consigner maintains FICO score of at least 620
- Parents’ minimum annual income is around $35000.
- Proof of Income and Income tax return
- The minimum loan limit for Texas residents is $1000, and for non-Texas residents, $2001.
Qualify for Student Loan Programs with Our experts
Federal PLUS Student loan
We provide complete assistance in processing all types of Federal student loan Plans.
Direct Subsidized Loans
A good option for undergraduate students as it doesn’t include interest while you are in school or for the duration extended to the due date of repayment. You have to meet eligibility criteria.
Direct Subsidized Loans
Any graduate, undergraduate, or postgraduate student can take direct unsubsidized loans. Subsidies aren’t provided to students with financially sound backgrounds, so interest is accrued during the entire duration of repayment.
Direct Plus loans:
Direct parents plus student loans are provided to working postgraduate students and to the parents of undergraduate students. The Direct parents plus student loans in Texas are recorded in parents’ credit history and carry relatively high interest rates.
Private Student Loans in Texas
Private student loans are obtained from various non-government-sponsored lending institutions.
Graduate Private Loans
These loans are often provided without the need for surety and have a longer repayment duration. Some lenders also give the grace time for re-payment of graduate private student loans in Texas.
Undergraduate Private Loans
Undergraduate private student loans in Texas come with various repayment options and discounts upon negotiation. These are provided to students but with a signature of surety, an adult who takes responsibility in case of default.
Parent Loans
Student loans for parents are directly obtained from private lending institutions for children’s education, which often come with higher interest rates. There are loans for parents of college students Texas who qualifies the eligibility criteria
Apply for the Student Loan Forgiveness Program!
Lucky Home is a place where you get complete assistance not just for obtaining loans but also for navigating through the struggling period and successfully overcoming the troubles that come with it. Is the loan becoming unbearably burdensome for you? Do you want to apply for a public service loan forgiveness program? Our loan experts help you navigate the complex process without any inconvenience. We provide complete assistance in:
● PSLF ● Earnest ● Sallie Mae ● SoFi
FAQ’s
Parents and students both apply for student loan programs through Lucky Homes. Students, if they are enrolled in a degree program, hold a job in hand, and have a steady source of income, can directly apply for private student loans in Texas. If not, they may need a consignee to apply for student loans. Another option is loans for parents of college students who apply for loans in their own name for their child’s education.
By availing student loan programs, you can borrow as much as it covers 100% of your schooling costs. It includes tuition fees, class attendance, textbooks, extracurricular activities, and all other education-related expenses.
Having been working in the industry for over a decade, working with 1500+ clients, we have built the right skills to deal with complicated cases efficiently. Share your requirements with us; whether you need to obtain private student loans, debt management plans, negotiation of loans, or settlement, we have got you converted on all fronts.