Lucky Has A Loan For Every Home
Let Lucky, a trusted home loan officer in Texas and also licensed in multiple states – with three decades of experience in the service industry, evaluate your monthly income and debts to help you choose the right loan option for you and your family.
Office Hours
Mon-Sat (8:00 am - 8:00 pm)
Email Lucky
Lucky.Buxton@Home.com
Lucky's Main Line
(713) 679 1123
Call or Text
(713) 234 0151
Live your American Dream!
Let Lucky Home Loans, your trusted local mortgage lender in Texas, be your partner in building wealth for you and your loved ones. As #1 in mortgage origination customer satisfaction, Lucky is not just a mortgage loan officer in Texas but also a loan strategist dedicated to helping you live your American Dream!
200+
Home Purchased
1200+
Approved Loans
What clients say about us
EXCELLENT Based on 102 reviews Posted on Google Muzaffer SavukduranTrustindex verifies that the original source of the review is Google. Lucky Buxton thank you for your hard work. You did your best to get me the Best rate loan We as a family. Appreciate you And your team did great job Thank you again wishing you success hopefully, see you soon in next projectPosted on Google Steve Saint JeanTrustindex verifies that the original source of the review is Google. If you want to work with a professional, caring, and dedicated people I encourage you please try to work with them especially Ms Lucky Buxton, she’s been beyond amazing, Thank you Again LuckyPosted on Google Debra DorsettTrustindex verifies that the original source of the review is Google. Lucky Buxton is absolutely professional, knowledgeable and goes above and beyond to assist in the home lending process to ensure a smooth and complete experience. I have truthfully never had a lender pay such close attention as she did. I will be forever grateful to her and would go through her company again in the future. 5 star rating isn't enough (100% all the way) for this wonderful ladyPosted on Google Todd BuxtonTrustindex verifies that the original source of the review is Google. I've bought six houses in my lifetime and this was by far the best experience I've ever had with a loan officer in my entire life. She listens and is very attentive and knowledgeable and will truly act only in your best interest.Posted on Google John UschakTrustindex verifies that the original source of the review is Google. We had an amazing experience working with Lucky at Fairway ! she was verry quick and knowledgeable to answer all of our questions and made the process to getting our new home a breeze!Posted on Google ChesterTrustindex verifies that the original source of the review is Google. Very quick, knowledgeable and honest. Hard working and willing to go that extra mile.Posted on Google Marcos VillegasTrustindex verifies that the original source of the review is Google. We were lucky enough to find Lucky, she is awesome. We are new home buyers that knew little to nothing about the process, Lucky has been with us the whole way through this process. She has been straight forward and honest about everything and truly is my go to whenever anyone I know is looking to buy. I’m so glad I found her and if you’re reading her reviews CALL HER. She has helped us at all hours of the day. She is amazing at what she does. I would not want anyone else handling my loans ever again.Posted on Google Veronica RodriguezTrustindex verifies that the original source of the review is Google. Lucky Buxton and her team are amazing at what they do. We could not have asked for a better lending officer. She goes the extra mile over and over. She made sure that my husband's questions were all answered.She made herself available to us no matter the day of the week. Including when she was on vacation, she still called us,texted and sent us emails. We are extremely happy and blessed to have met Lucky Buxton. I know that if I have a question or my husband we can call Lucky Buxton. Therefore, we will continue to stay in touch with her because she's so easygoing. I highly recommend Lucky Buxton and her team. Thank you, Lucky, for everything you did for us.Posted on Google Peyton LanierTrustindex verifies that the original source of the review is Google. Lucky was very knowledgeable, and one of the most dedicated people I’ve ever seen at her craft. If you’re looking for someone who will help you in every possible way she’s the one to go to!Posted on Google Tim DavisTrustindex verifies that the original source of the review is Google. Lucky 🍀 and here staff are absolutely awesome!! Lucky 🍀 went out of her way to make sure I got the best possible rate and her staff took care of everything to get my home set up with Water, garbage, gas, electric and internet. They made things super easy. Lucky 🍀 is extremely knowledgeable and possesses an uncanny ability to clearly explain any and all things pertaining to buying a home, so you understand completely. Her response times if you have a question were phenomenal. I definitely recommend her and her staff!! You will be happy with the results. Definitely a 10 out of 10!!
katie LeBlanc
Lucky’s Clients
Working with Lucky Buxton was truly one of the best decisions we made during our home‑buying journey. Lucky is beyond committed—she doesn’t just get the job done, she works absolute magic. She found a way to get us approved for a loan that was practically unheard of, and her determination never wavered for a moment.
From start to finish, Lucky made buying a house feel incredibly easy. She explained everything clearly, supported us through every step, and always made sure we felt informed and confident. She was available day or night—even answering our late‑night questions up to 10 p.m. without hesitation. That level of dedication is so rare, and we appreciated it more than words can express.
Her entire team reflects the same level of professionalism, kindness, and enthusiasm. They didn’t just make the process smooth—they made it fun. Honestly, there isn’t a single thing I wish had gone differently.
If you’re looking to buy a home, call Lucky. You will be treated like family, and you will be in the very best hands.
Corey Gamble
Lucky’s Clients
Lucky Buxton is the absolute best! She was there every step of the way on a very complex home build and land loan. Lucky always kept me informed, updated, and worked exceptionally hard to get the answers to any questions. The best part of working with Lucky was her positive attitude and it felt like was working through the process with a friend. Even though she was busy with my loan as well as others she was working, she always wanted to know how the family, work, and other stuff was going. I am fortunate to have had Lucky working my mortgage loan and I highly recommend her to everyone. You wont be disappointed and you’ll get lots of funny video clops throughout the process.
Loan Programs We Offer
One-Time Closed Loans
Modular Construction Loans
Finance modern modular homes with affordable and streamlined construction loan options.
Double Wide Construction
Flexible loan programs for spacious and affordable double wide home construction.
Manufactured Homes
Affordable financing solutions tailored for manufactured and mobile home buyers.
Custom Construction Homes
Custom Construction Homes are designed to match your lifestyle, vision, and unique needs.
Bardominium Homes
Barndominium Homes combine modern comfort, open spaces, and durable country-style living.
Other Programs We Offer
First-Time Home Buyer
Affordable loan options designed to help first-time buyers confidently purchase their dream home in Texas.
1099 Employment
Flexible mortgage solutions for self-employed individuals, freelancers, and independent contractors.
Bank Statement Loans
Qualify using bank statements instead of tax returns with simplified approval options
Investment Loans
Flexible financing solutions for purchasing or expanding your real estate investments.
Renovation Loans
Finance home upgrades, repairs, and renovations with one convenient loan solution.
All the Way Until
All the Way Until Home Loans makes financing simple, smooth, and stress-free.
Down Payment Assistance Program
Down Payment Assistance Program helps make homeownership more affordable and within reach.
Conventional Loans
Conventional Loans offer flexible financing options with competitive rates for homebuyers.
Debt Consolidation Loans
Access your home equity for renovations, expenses, or debt consolidation needs.
Solar Grants Loans
Solar Grants Loans help homeowners finance energy-saving solar solutions with ease.
Reverse Mortgage Loans HECM
Reverse Mortgage Loans HECM help seniors access home equity for greater financial freedom.
Processes
How is Lucky Home Loans Different?
Lucky Home Loans, a trusted mortgage loan officer in Texas, lets you choose the most competitive mortgage solutions that work for your budget, working closely with your financial consultant and CPA. As a dedicated Texas mortgage lender, our goal is to make home-buying hassle-free for you and provide you with the most outstanding customer service.
Helpful "DOs" When Applying for a Mortgage
Keep Originals
Keep originals or be able to access on your employer/bank websites all pay stubs, bank statements and other important financial documents.
Provide your Earnest Money
Provide all documentation
Employment Changes
New Credit Report
Contact Lucky
Take The First Step Toward The Right Mortgage
