Welcome To Lucky Home Loans | Your Trusted Texas Mortgage Lender

Lucky Has A Loan For Every Home

Let Lucky, a trusted home loan officer in Texas and also licensed in multiple states – with three decades of experience in the service industry, evaluate your monthly income and debts to help you choose the right loan option for you and your family. As a dedicated Texas mortgage lender, Lucky’s goal is to work with you to determine which loan will work best for you, factoring in your budget and financial goals.

Let me help you run some numbers to see if you can get your money back at closing!

We Help You Settle Your Down Payment Requirement!

Don’t let the financial hurdles make you postpone your dream. Lucky home loan’s Down payment assistants are here to help you! Our loan specialists provide you with a wide range of Texas down payment assistance programs to help you seamlessly navigate the home-buying process that requires a huge sum of money at the inception. Apply now to avail the best of down payment grants in Texas with Lucky Homes.

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About Lucky Buxton | Mortgage Lender in Texas

Live your American Dream!

Let Lucky Home Loans, your trusted local mortgage lender in Texas, be your partner in building wealth for you and your loved ones. As #1 in mortgage origination customer satisfaction, Lucky is not just a mortgage loan officer in Texas but also a loan strategist dedicated to helping you live your American Dream!

Not feeling confident about your home loan?

Lucky Home Loans is all about helping you choose the right loan at the right rate without putting you through financial stress. With a faster turnaround time than others in the industry, we act as your trusted texas mortgage lender and provide you with highly personalized service, ensuring that you’re fully content with your plan.

Not only that, we stay with you till the last step of your home loan process. Starting with your application to its closing and beyond, you remain our top priority.

Lucky Buxton is the best mortgage loan officer in texas. What to expect from Lucky?

  • Top-quality loan processes and procedures with personalized customer service
  • Timely delivery of closing documents and loan funds
  • Fast turnaround
  • BBB rating of A+

Texas Home Loan Options

Lucky Can Help You

30

Years of
Experience

100+

Happpy
Clients

100+

Homes
Purchased

1000+

Approved
Loans

Fun Fact

Mortgage rates are not set in stone

You might have heard some news about fluctuations in mortgage rates. While there are many factors that contribute to these fluctuations, the thing is that mortgage rates change throughout certain periods. Suffice it to say, Lucky will help you decide on the best time to secure a loan.

Why Choose Lucky Texas Mortgage Lender

Processes

Home Financing Process

Home Buying Process

How is Lucky Home Loans Different?

Lucky Home Loans, a trusted mortgage loan officer in Texas, lets you choose the most competitive mortgage solutions that work for your budget, working closely with your financial consultant and CPA. As a dedicated Texas mortgage lender, our goal is to make home-buying hassle-free for you and provide you with the most outstanding customer service.

Quiz

Are You Ready For A Home? Take This Quiz!

Helpful "DOs" When Applying for a Mortgage

Keep originals or be able to access on your employer/bank websites all pay stubs, bank statements and other important financial documents.

Deposit from your own personal bank account or acceptable gift funds. Please talk to your Loan Officer or Loan Coordinator for additional clarification. This will present a very difficult problem if not managed properly in the beginning.

Provide all documentation for the sale of your current home including sales contract, closing statement, and employer relocation/buy-out program, if applicable.

Notify your loan officer or loan coordinator of any employment changes such as recent raise, promotion, transfer, or change of pay status (for example, salary to commission).

Be aware that a new credit report could be pulled just prior to closing.

Looking for Credit Information?

Looking for Loan Options?

Looking for Down payment Assistance?

Looking for Grants?

Contact Lucky

Testimonials

Why Lucky's Clients Love Her

Take The First Step Toward The Right Mortgage

News & Blog

Featured News And Insights

Loan

MBS Road Signs | September 23, 2024

The Fed started its rate-cutting cycle with an aggressive move, while housing construction ramped up in August due in large part to lower mortgage rates. Here are the headlines:

Read More »

Our Texas Locations

Service Locations

Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.